Free insurance cover for tourists

This has got to be one of the more hare-brained schemes our beloved bureaucrats have pulled out of their asses. I can very well imagine a prospective tourist saying, "Honey, where shall we go for our annual vacation this year? Hmm... let me see...look, free insurance of Rs 10 lacs if we are killed by a terrorist bomb while boating in Dal Lake... sounds like a good deal... imagine, if both of us get our asses blown up, our kids will get 20 lac rupees! Talk about a no-brainer!"